Leasing is a loan in which the lender buys and owns equipment and then rents it to a business at a flat monthly rate for a specified number of months. At the end of the lease, the business may purchase the equipment for its fair market value (or a fixed or predetermined amount), continue leasing, lease new equipment, or return it.

As small businesses and entrepreneurs, farmer know the importance of having the equipment they need to work their land. Some crops are time or season sensitive so when they don’t have the right equipment when they need it, crops could go bad and return no profit. Leasing farm equipment, dairy equipment, agricultural equipment, and other types of equipment is a financing solution for any business’s needs.

Maintain Credit Availability.
If structured properly, you can maintain your credit availability, as the lease debt does not have to be considered a direct liability on your financial statements. Leasing agricultural equipment  typically does not limit your ability to borrow from lending sources.

Fixed Rate Financing.
Equipment financing offers fixed rate financing; you pay at the same rate monthly for an easy equipment leasing process.

Inflation friendly.
Leasing is inflation friendly. As the costs go up over 3-5 years, you will pay the same rate as when you began the lease, therefore making your dollar stretch further. (In addition, the lease is not connected to the success of the business. Therefore, no matter how well the business does, the lease rate doesn’t change.)

Keep your cash.
Instead of buying your equipment up front, you make one stable payment to the finance lease.

Pay for what you need.
Leasing equipment better utilizes equipment; With our flexible lease terms, you lease and pay for equipment only for the time you need it.

If you like it, keep it.
At the end of a leasing term, you typically have a choice to buy the equipment if you wish to keep if you plan to grow your business.

Your company is always up-to-date. You can keep upgrading; as new equipment becomes available you can upgrade to the latest models each time your lease ends.

What are some types of agricultural equipment can I lease?

  • Planting & Soil Cultivation
  • Cultivator
  • Chisel Plow
  • Harrow (Spike, Drag, Disk)
  • Plough
  • Power Tiller / Rotary Tiller/ Rototiller
  • Spading Machine
  • Precision Drill
  • Subsoiler
  • Walking Tractor
  • Stone Picker
  • Broadcast Seeder (spreader)
  • Plastic Mulch
  • Potato Planter
  • Backhoe
  • Seed Drill
  • Air Seeder
  • Transplanter
  • Tractor
  • Fertilizer & Pest Control
  • Fertilizer Spreader
  • Terragator
  • Manure Spreader
  • Sprayer
  • Irrigation
  • Centre-Pivot irrigation
  • Harvesting/Post-Harvest
  • Beet Harvester
  • Bean Harvester
  • Combine Harvester
  • Conveyor Belt
  • Corn Harvester
  • Cotton Picker
  • Fanning Mill
  • Forage Harvester
  • Huller
  • Livestock Equipment
  • Potato Digger
  • Potato Harvester
  • Swather
  • Hay
  • Baler
  • Bale Mover
  • Conditioner
  • Hay Rake
  • Hay Tedder
  • Mower
  • Air Compressor
  • Front End Loader
  • Skid-Steer Loader
  • Dairy Machinery
  • Food Processing
  • Grain Auger
  • Feed Grinder
  • Grain Cart
  • Top Soil
  • Rock Picker


We help Canadian businesses grow.

Apply Now